Fraud and identity theft are real and they can create real damage.   Everyone who uses credit cards is at risk for fraud and identity theft because when you use your credit card, you pass your identity to "the system" and you hope that everyone else holds your identity safe.   There are new ways to purchase where you don't have to share any of your identity with anyone.   People have been cooperating to create a solution for everyone, systems which virtually eliminate all forms of credit card identity theft.   Consumers should look to their banks and ask them to embrace Anonymous Purchase payment methods.